About Us

It’s Still About You, Just at Scale

Cosgn is a Canadian technology company built on one principle: founders, creators, and businesses deserve the same opportunity to build, no matter where they begin. We help them do this by providing a unified ecosystem that combines interest free credit, secure cloud hosting, and compliant payment infrastructure, enabling anyone to build faster, more affordably, and with full ownership.

Founded by Marion Bekoe, Cosgn was shaped by lived experience, by building with scarcity, without credit, mentorship, or institutional support. Those challenges revealed a global problem. Most people have the talent to create something meaningful but lack the systems, capital, or support needed to begin. What started as a personal obstacle became the blueprint for a platform designed to remove those barriers for others. Cosgn exists to close that gap at scale.

Today, Cosgn operates as a federally incorporated technology company and registered Money Services Business (MSB) under FINTRAC. We support entrepreneurs and organizations worldwide through Cosgn Credit, Cosgn Cloud, and Cosgn Pay, all within one secure and trusted ecosystem designed to protect ownership, privacy, and long term growth. We started small to help others start strong, and now we help thousands do the same on their own terms, securely and transparently. If you want to build without debt, without interest, and without giving up equity, Cosgn is the infrastructure built for you.

Our Story

From Scarcity to Scale

Cosgn began with a simple belief that talent is universal but access is not. Millions of people have ideas that can grow into meaningful businesses, yet financial limits, technical hurdles, and complex processes stop them before they begin.

We saw that traditional systems were built for people who already had resources.

  • Traditional financing requires credit checks, loans, or high interest rates.
  • Traditional website and app development demands expensive upfront payments.
  •  Traditional cloud infrastructure requires complex and costly technical setup.

So we built an alternative.

Cosgn was created to make digital creation accessible for everyone by replacing the old model with one simple system that removes the barriers that hold founders back.

Credit

Cosgn Credit. Build Now. Pay Later. Own Always.

Cosgn introduced Cosgn Credit, the first launch now pay later model designed specifically for digital creation.

With Cosgn Credit you can:

  • start your project with zero upfront cost
  • access no interest and no credit check financing
  • take advantage of a one month grace period before repayment
  • avoid penalties, late fees, and hidden interest
  • maintain 100 percent ownership of everything you build

This allows founders to launch websites, apps, brands, or digital ventures without the financial pressure that normally prevents people from starting.

You keep ownership of your brand, your domain, and your work at every stage.
We simply provide the infrastructure that lets you build with confidence.

Cosgn Cloud. Secure Hosting That Works For You

Every Cosgn Credit project runs on Cosgn Cloud, a secure and compliant infrastructure network built across Canada and permitted international regions.

Cosgn Cloud includes:

  • free hosting with an active membership
  • complimentary domain renewals
  • scalable cloud resources
  • encrypted storage and backups
  • privacy compliance under PIPEDA and Law 25

Cosgn Cloud removes the technical barriers so you can grow your idea, not manage servers.
Every system, policy, and workflow is designed to protect your ownership, your data, and your long term rights while helping you build sustainably.

Our core values

Win. Own. Win. The Cosgn framework

Cosgn is not just a service. It is a system built for modern founders and creators. Everything we design follows a simple philosophy: win, own, win.

Win
Members gain immediate access to the tools, credit, and infrastructure they need to begin building, even without traditional capital, funding, or technical experience. Cosgn removes the barriers that usually stop people before they start.

Own
Members retain full ownership, full equity, and full control of their work. Cosgn does not take percentages, does not dilute businesses, and does not claim intellectual property. What you build stays yours.

Win again
As members grow, they scale with enterprise level infrastructure, transparent terms, predictable pricing, and steady support. Growth becomes sustainable, secure, and fully within their control. This framework is the reason so many founders choose Cosgn to launch and expand their digital ventures.

Membership benefits designed around you

Cosgn membership is created to remove obstacles, simplify the technical side of building, and protect your ownership. Members receive:

  • free hosting and free domain renewals with an active membership
  • secure cloud infrastructure for websites, apps, and online services
  • encrypted storage with built in compliance and clear data handling practices
  • flexible repayment options with no expiry on Cosgn Credit
  • no equity taken, no interest, and no penalties
  • complete privacy documentation and transparent data governance
  • support from people who understand the journey from idea to income

Your membership fee covers infrastructure, support, and compliance. It does not give Cosgn any ownership or control over your work.

You may cancel once your Cosgn Credit balance is fully repaid, or continue your membership for long term scalability. Either way, you stay in control.

Our Commitment

Cosgn operates with a clear set of principles that guide every product and every interaction. These principles shape how we design, build, protect, and support everything within the Cosgn ecosystem.

Transparency

All Terms, Privacy Policies, and Regulatory Disclosures are public and accessible at cosgn.com/legal. We believe in clarity, openness, and documentation that members can trust.

Regulatory compliance

Cosgn is a registered Money Services Business under FINTRAC (Registration No. M23640478). We maintain strict anti money laundering, reporting, and record keeping standards that support a safe and compliant financial environment.

Privacy and data integrity

Cosgn Cloud operates on secure, compliant infrastructure across Canada and permitted international regions. Our systems follow Canadian privacy laws, including PIPEDA and Quebec Law 25, with strong data residency and encryption practices built in.

Security and safe harbor

We support responsible security research and provide Safe Harbor protections for ethical researchers who follow approved guidelines. Our security posture is designed to safeguard members without limiting innovation.

Empowerment and accessibility

Every product we create has a single purpose: remove barriers, restore ownership, and help people build from scarcity to scale. We design our systems so that creators, founders, and businesses can grow with confidence and stability.

Our Founder’s Vision

“I built Cosgn so that others would not have to build alone. You do not need a safety net to start, just a system that believes in your potential.”

Marion Bekoe, Founder and CEO

When you grow, we all win

Whether you are a solo creator, a small business owner, an agency partner, or an enterprise client, Cosgn is built to meet you where you are and help you reach where you want to go. Our systems, support, and infrastructure are designed to grow with you at every stage.

When you win, you own.
When you own, you keep winning.
That is the Cosgn way.