Cosgn

APPENDIX A

COSGN DEFERRED PAYMENT CREDIT FRAMEWORK (CROSS-BRAND)

This Appendix applies to any Cosgn operated product or brand that offers Cosgn In-House Service Credit, Cashback Rewards, or Cosgn Ads and SEO Credit, including without limitation Cosgn Credit, RECOSGN, Launch In Ten, Lvabl, Cosgn Ads and SEO Credit, and any future Cosgn platforms that reference this Appendix (collectively, “Cosgn Credit Programs”).

Cosgn Credit Programs are intended for use by businesses and professionals only and are not offered to individuals acting for personal, family, or household purposes.

This Appendix is incorporated into and forms part of the Cosgn Terms of Service and applies in addition to, and not in place of, those Terms.

If there is any conflict between this Appendix and brand specific terms regarding Cosgn In-House Service Credit, Cashback Rewards, or Cosgn Ads and SEO Credit, this Appendix prevails unless non waivable law requires otherwise.

For the purposes of this Appendix:

  1. “Cosgn Services” means any Cosgn operated product or brand that offers Cosgn In-House Service Credit or Cashback Rewards under Part I.
  2. “Cosgn Ads Services” means any Cosgn operated product or brand that offers Cosgn Ads and SEO Credit or similar advertising and SEO credit programs under Part II.

 

For clarity, all general provisions in the Cosgn Terms of Service (including, without limitation, governing law, dispute resolution, limitation of liability, indemnity, assignment, severability, and force majeure) apply to this Appendix and to all Cosgn Credit Programs.

 

PART I – COSGN IN-HOUSE SERVICE CREDIT AND CASHBACK FRAMEWORK (CROSS-BRAND)

1. Definitions

For the purposes of Part I:

  1. “Cosgn” means Cosgn Inc. and any applicable affiliates operating the relevant Cosgn Services.
  2. “Member” or “you” means any person or entity that subscribes to a Cosgn membership plan that includes access to Cosgn In-House Service Credit.
  3. “Cosgn In-House Service Credit” or “IHSC” means the internal, non transferable deferred payment service credit allocated to you by Cosgn, usable only for Cosgn services.
  4. “Membership Fees” means weekly or monthly fees required to access IHSC, hosting, support, and included benefits.
  5. “Cashback Rewards” means loyalty style value earned from Membership Fees, redeemable only toward future Cosgn services.
  6. “Domain Custody” means temporary technical and administrative control by Cosgn over domains transferred to Cosgn as a condition of IHSC eligibility.
  7. “Accounts” means app store, hosting, or technical deployment accounts used to distribute or operate your products.

2. Nature of Cosgn In-House Service Credit

2.1 Not a Loan or Financing Product

IHSC is a deferred payment mechanism for Cosgn services. It is:

  1. not a loan
  2. not a line of credit
  3. not financing under consumer credit legislation
  4. not subject to interest, penalties, or credit checks

2.2 Service Only Application

IHSC may only be used for Cosgn services (design, development, hosting, deployment, and related services) and cannot be:

  1. withdrawn as cash
  2. transferred or sold
  3. used to pay third party vendors or obligations; or
  4. used to repay any other credit, loan, or deferred payment balances (including other Cosgn Credit Programs).

No lender borrower, creditor debtor, financial accommodation, or security interest relationship is created by IHSC.

3. Eligibility and Approval

3.1 Discretionary Approval

IHSC approval and credit limits are issued solely at Cosgn discretion, based on:

  1. project scope and feasibility
  2. internal capacity and risk controls
  3. your prior account history (if applicable)

Cosgn may approve, decline, reduce, or discontinue IHSC allocations at any time, except where restricted by an existing signed agreement.

3.2 Conditional Eligibility

Conditions may include:

  1. Domain Custody
  2. onboarding questionnaires
  3. agreeing to scopes, estimates, or Statements of Work

If conditions are not met or maintained, Cosgn may restrict IHSC access.

4. Membership Relationship

4.1 Membership Fees

Membership Fees:

  1. begin one month after contract signing
  2. are payable weekly or monthly, based on your selection
  3. are non refundable
  4. do not reduce your IHSC balance
  5. are required to maintain access to IHSC, hosting, and support

All Membership Fees and other amounts described in connection with Cosgn Credit Programs (including Cosgn In-House Service Credit and Cosgn Ads and SEO Credit) are exclusive of applicable taxes unless stated otherwise. You are responsible for any sales, value-added, or similar taxes that apply to your use of Cosgn Credit Programs, excluding taxes based on Cosgn’s income.

4.2 Access to Benefits

Active membership is required to access:

  1. IHSC
  2. Cosgn Cloud Storage
  3. Cosgn Hosting
  4. support and maintenance
  5. included domain renewals
  6. brand specific Cashback Rewards

Suspension of membership may suspend hosting, deployments, updates, and IHSC usage.

4.3 Continuing Membership After IHSC Repayment

After repaying IHSC in full, you may:

  1. cancel membership; or
  2. keep membership active and request new IHSC allocations for future projects (subject to new approvals).

4.4 No Setoff or Withholding

You must pay all Membership Fees and other amounts due under Cosgn Services in full, without setoff, counterclaim, or deduction, except to the extent a deduction is required by non-waivable law or Cosgn has expressly agreed in writing.

5. Domain Custody and Technical Control

5.1 Domain Transfer Requirement

IHSC eligibility may require transferring your domain to Cosgn controlled servers or registrars. This allows Cosgn to:

  1. deploy and maintain your website
  2. ensure security and uptime
  3. manage renewals included in your membership
  4. enforce compliance and integrity of IHSC projects

5.2 Ownership of Domains

You remain the beneficial owner. Cosgn does not gain ownership, only operational custody.

5.3 Release of Domain Custody

Cosgn returns domain control when:

  1. IHSC is fully repaid; and
  2. all Membership Fees and outstanding charges are settled.

5.4 Suspension for Non Payment

If Membership Fees are overdue, Cosgn may:

  1. suspend hosting
  2. pause IHSC usage
  3. delay domain transfer
  4. restrict new deployments

Cosgn will not claim domain ownership but may maintain custody until obligations are resolved.

6. Accounts and App Deployment

6.1 App Store Accounts

Apps are deployed under your app store account. Cosgn may hold administrative access during the IHSC period.

6.2 Administrative Access During IHSC

Cosgn may retain access to:

  1. app store consoles
  2. deployment pipelines
  3. integrations

This access is strictly for development, updates, and compliance.

6.3 Return of Full Control

Upon full IHSC repayment, Cosgn will:

  1. remove administrative access
  2. return full technical control
  3. provide written confirmation

7. IHSC Repayment, Suspension, and Cancellation

7.1 Flexible Repayment

Unless a specific repayment schedule is agreed in writing:

  1. there are no fixed repayment deadlines
  2. no minimum payments are required
  3. you may make lump sum or partial payments at any time

7.2 Impact of Non Payment of Membership Fees

Cosgn may:

  1. suspend hosting
  2. pause development
  3. restrict IHSC usage
  4. suspend support
  5. maintain Domain Custody until issues are resolved

Your IHSC balance remains due for work already completed.

7.3 Cancellation by You

You may cancel:

  1. after IHSC is fully repaid; or
  2. earlier, after settling all IHSC balances and Membership Fees.

7.4 Termination by Cosgn

Cosgn may suspend or terminate for:

  1. repeated non payment
  2. breach of terms
  3. fraud or abuse
  4. legal or regulatory requirements

Cosgn will act reasonably and consistent with applicable law.

7.5 Default and Remedies

If your account is in default under the Cosgn Terms of Service or this Appendix, Cosgn remedies may include, in addition to any other rights described in those documents:

  1. restricting or disabling access to websites, apps, or environments built using IHSC
  2. maintaining Domain Custody and delaying domain transfer until all amounts owing are paid
  3. suspending deployments, updates, and support services
  4. pursuing recovery of unpaid amounts through lawful collection processes

Where permitted by applicable law, you are responsible for reasonable costs incurred by Cosgn in collecting overdue amounts under Cosgn Credit Programs, including reasonable legal fees and collection agency fees.

Any reuse, replication, or repurposing of Cosgn owned templates, code, infrastructure, or internal tools as part of such remedies will follow the intellectual property provisions in the Cosgn Terms of Service. Cosgn will not claim ownership of your brand, business, or customer relationships as a remedy for default.

8. Cashback Rewards

8.1 Nature of Cashback Rewards

Cashback Rewards:

  1. are not cash
  2. do not create a stored value account
  3. accrue no interest
  4. hold no monetary value outside Cosgn

8.2 Permitted Uses

Cashback may be used only as discounts toward:

  1. new websites
  2. new apps
  3. upgrades
  4. eligible Cosgn services

8.3 Prohibited Uses

Cashback:

  1. cannot pay Membership Fees
  2. cannot be withdrawn
  3. cannot be transferred
  4. cannot be pledged or sold

8.4 Expiry and Adjustment

Cosgn may:

  1. set expiry timelines
  2. adjust errors
  3. revoke rewards for fraud
  4. update Cashback terms for future plans

Changes do not retroactively invalidate validly earned rewards except in cases of error or abuse.

9. Multi-Currency Pricing

9.1 Local Currency Display

Membership pricing and IHSC amounts may use identical numeric values across supported currencies:

  1. CAD
  2. USD
  3. EUR
  4. GBP
  5. KWD

Only the currency symbol changes.

9.2 Fixed Currency Per Contract

After signup:

  1. your currency is fixed
  2. you are not billed in foreign currencies
  3. Cosgn is not responsible for exchange rate effects applied by your bank

Cosgn may change prices for new contracts or renewals.

10. Cross-Brand Application

10.1 Single Framework for All Cosgn Brands

This Part I provides the uniform legal foundation for IHSC and Cashback across the Cosgn ecosystem. Brand specific terms may add clarification but cannot override this Appendix. Marketing pages, plan descriptions, and FAQs are summaries only and, in the event of any conflict, the Cosgn Terms of Service and this Appendix control.

10.2 Cross-Brand Liability Firewall

Use of IHSC with one Cosgn brand does not:

  1. transfer obligations to another brand
  2. create joint or shared liability
  3. authorize cross brand data access for independent marketing
  4. merge accounts, balances, or Cashback Rewards

Cosgn may share operational data internally only for:

  1. security
  2. accounting
  3. fraud prevention
  4. compliance

No brand is liable for another brand IHSC allocations, deliverables, or obligations.

11. Third-Party Services and Dependencies

11.1 Cosgn Third-Party Providers

Cosgn may rely on registrars, cloud providers, app stores, or payment processors. Cosgn is not responsible for:

  1. their outages
  2. their policy changes
  3. their delays or failures

Cosgn will take reasonable steps to mitigate disruption.

11.2 Your Third-Party Tools

If you use outside tools:

  1. you are solely responsible for compliance
  2. IHSC cannot cover third party costs
  3. Cosgn is not liable for data practices of those tools

12. Limitation of Liability and No Guarantees

12.1 No Guarantee of Business Outcomes

Cosgn does not guarantee:

  1. revenue or sales
  2. traffic, ranking, or engagement
  3. approval by app stores, regulators, or platforms

12.2 Liability Limitation

Cosgn liability relating to:

  1. IHSC
  2. Membership Fees
  3. Cashback Rewards
  4. hosting
  5. development

is limited in accordance with the limitation of liability section of the applicable brand specific Terms of Service.

13. Changes to Part I of This Appendix

Cosgn may update Part I of this Appendix to:

  1. reflect legal changes
  2. add new regions or currencies
  3. introduce new brands
  4. modify IHSC or Cashback structures
  5. adjust risk policies

Updates apply to:

  1. new memberships
  2. new IHSC allocations
  3. renewals
  4. material changes

Continued use after the Effective Date constitutes acceptance, except where non waivable law requires otherwise.

14. Survival of Obligations (Part I)

Any IHSC, Membership Fee, or Cashback adjustment obligations that arose before termination or expiry of your membership survive termination and remain enforceable until satisfied, in addition to any survival terms set out in the main Cosgn Terms of Service.

 

PART II – COSGN ADS AND SEO CREDIT FRAMEWORK (CROSS-BRAND)

1. Definitions

For the purposes of Part II:

  1. “Cosgn” means Cosgn Inc. and any applicable affiliates operating the relevant Cosgn Ads Services.
  2. “Member” or “you” means any person or entity that subscribes to a membership plan that includes access to Cosgn Ads and SEO Credit.
  3. “Ads Credit” or “Cosgn Ads and SEO Credit” means the internal, non transferable, deferred payment advertising and SEO credit limit allocated to you by Cosgn, usable only for Cosgn managed advertising and SEO services.
  4. “Membership Fees” means weekly or monthly fees required to access Cosgn Ads Services, including campaign strategy, SEO services, platform access, and support.
  5. “Domain Custody” means temporary technical and administrative control by Cosgn over domains transferred to Cosgn as a condition of eligibility for Cosgn Ads Services.
  6. “Ad Platforms” means third party advertising platforms such as Google Ads, Meta ads (including Facebook and Instagram), YouTube, and similar services used by Cosgn to deliver campaigns.
  7. “Accounts” means advertising accounts, analytics accounts, and related technical accounts used to deploy or track your campaigns.

2. Nature of Cosgn Ads and SEO Credit

2.1 Not a Loan or Financing Product

Cosgn Ads and SEO Credit is a deferred payment mechanism for Cosgn managed advertising and SEO services. It is:

  1. not a loan
  2. not a line of credit
  3. not financing under consumer credit legislation
  4. not a credit card or revolving credit facility
  5. not subject to interest charges, late fees, or credit checks

No lender borrower, creditor debtor, financial accommodation, or security interest relationship is created by Cosgn Ads and SEO Credit.

2.2 Service Only Application

Ads Credit may only be used for:

  1. paid advertising campaigns set up, managed, and controlled by Cosgn; and
  2. SEO services provided directly by Cosgn.

Ads Credit cannot be:

  1. withdrawn as cash or cash equivalent
  2. transferred, assigned, or sold
  3. used to pay your obligations to any third party vendor or platform
  4. used to repay any other credit, loan, or deferred payment balances (including other Cosgn Credit Programs); or
  5. used outside Cosgn managed campaigns and SEO services

Ads Credit has no cash value outside Cosgn.

3. Eligibility and Domain Custody

3.1 Eligibility Conditions

Eligibility for Cosgn Ads and SEO Credit is determined by Cosgn in its sole discretion and may include conditions such as:

  1. domain transfer to Cosgn controlled infrastructure
  2. completion of onboarding questionnaires
  3. acceptance of scopes, estimates, or Statements of Work
  4. alignment with Cosgn risk and compliance policies

Cosgn may approve, decline, reduce, or discontinue Ads Credit allocations at any time, except where restricted by an existing signed agreement.

3.2 Domain Transfer Requirement

To qualify for Cosgn Ads and SEO Credit, you must:

  1. transfer your primary campaign domain or landing page domain to Cosgn controlled infrastructure; or
  2. obtain and use a domain issued by Cosgn.

Domain Custody enables Cosgn to:

  1. host and secure your landing pages and tracking
  2. manage DNS, SSL, and related technical controls
  3. ensure uptime, performance, and policy compliance
  4. apply consistent campaign structures and measurement

3.3 Ownership of Domains

You remain the beneficial owner of your domain, subject to registrar rules and applicable law. Domain Custody grants Cosgn operational and administrative control for the duration of your use of Cosgn Ads Services and any outstanding Ads Credit, but does not grant Cosgn any ownership interest in your domain.

3.4 Release of Domain Custody

Cosgn will cooperate to release Domain Custody and technical control when:

  1. all Ads Credit balances are repaid in full; and
  2. all Membership Fees and other amounts owing under applicable agreements are settled.

Domain release is also subject to registrar rules, lock periods, and any required verification.

3.5 Suspension for Non Payment or Risk

If Membership Fees or agreed repayments are materially overdue, or if there is fraud, abuse, or material breach of applicable terms, Cosgn may:

  1. suspend or limit access to Cosgn Ads Services
  2. pause campaigns and SEO work
  3. maintain Domain Custody until obligations are resolved
  4. refuse new Ads Credit allocations

Cosgn does not acquire ownership of your business or brand as a result of suspension. Suspension is an operational and risk control measure only.

4. Membership Relationship

4.1 Membership Fees

Membership Fees:

  1. begin on the date specified in your plan, which may be 3 days after signup or as otherwise stated
  2. are payable weekly or monthly, based on your selection at signup
  3. are non refundable, except where non waivable law requires otherwise
  4. do not reduce any Ads Credit balance
  5. are required to maintain access to Cosgn Ads Services and to any new Ads Credit allocations

All Membership Fees and other amounts described in connection with Cosgn Credit Programs (including Cosgn In-House Service Credit and Cosgn Ads and SEO Credit) are exclusive of applicable taxes unless stated otherwise. You are responsible for any sales, value-added, or similar taxes that apply to your use of Cosgn Credit Programs, excluding taxes based on Cosgn’s income.

4.2 Access to Benefits

Active membership is required to access:

  1. Cosgn Ads and SEO Credit
  2. campaign strategy, setup, and optimization
  3. SEO services included in your plan
  4. reporting dashboards and support

If membership is suspended or terminated, Cosgn may suspend or discontinue campaigns, SEO work, and access to any remaining Ads Credit, subject to applicable law and brand specific commitments.

4.3 Continuing Membership After Repayment

After you have repaid all Ads Credit balances in full, you may:

  1. cancel your membership, subject to the Terms of Service; or
  2. keep your membership active and request new Ads Credit allocations for future campaigns, subject to new approvals and updated terms.

4.4 No Setoff or Withholding

You must pay all Membership Fees and other amounts due under Cosgn Ads Services in full, without setoff, counterclaim, or deduction, except to the extent a deduction is required by non waivable law or Cosgn has expressly agreed in writing.

5. Ads Credit Usage and Repayment

5.1 Credit Limits and Monthly Caps

Each plan may specify:

  1. a total Ads Credit limit; and
  2. a monthly usage cap.

Cosgn will not use Ads Credit in excess of the monthly cap, even if remaining credit is available. This pacing is designed to manage risk and campaign performance.

5.2 No Minimum Repayment Requirement

Unless a specific repayment schedule is agreed in writing:

  1. there is no fixed repayment deadline
  2. no minimum monthly repayment is required
  3. you may make lump sum or partial repayments at any time

Membership must remain active while any Ads Credit balance is outstanding.

5.3 Replenishment of Ads Credit

Repayments replenish your available Ads Credit up to the original plan limit, subject to:

  1. Cosgn internal approvals; and
  2. any updated risk or eligibility assessments.

Cosgn is not obligated to extend additional Ads Credit beyond the stated limits or beyond what it determines is appropriate.

5.4 Effect of Membership Fees

Membership Fees:

  1. do not repay or reduce any Ads Credit balance
  2. do not create any ownership or equity interest in Cosgn
  3. are payment for access to Cosgn Ads Services, campaign management, SEO work, and related support only.

5.5 Default and Remedies

If your account is in default under the Cosgn Terms of Service or this Appendix, Cosgn remedies may include, in addition to any other rights described in those documents:

  1. pausing or terminating advertising campaigns and SEO work
  2. removing or disabling access to campaign assets hosted on Cosgn infrastructure
  3. maintaining Domain Custody and delaying domain transfer until all amounts owing are paid
  4. refusing to extend additional Ads Credit limits or allocations
  5. pursuing recovery of unpaid amounts through lawful collection processes

Where permitted by applicable law, you are responsible for reasonable costs incurred by Cosgn in collecting overdue amounts under Cosgn Credit Programs, including reasonable legal fees and collection agency fees.

These remedies do not give Cosgn ownership of your business, brand, or products. Use and retention of campaign data and creative assets will be governed by the Cosgn Terms of Service and applicable privacy policy.

6. Ad Platforms, Accounts, and Control

6.1 Ad Platform Accounts

Cosgn may:

  1. run campaigns under Cosgn owned advertising accounts; or
  2. run campaigns under customer linked accounts where appropriate.

In either case, campaign structure, spend pacing, and optimization remain under Cosgn control while Ads Credit is in use.

6.2 Management and Access

While any Ads Credit balance is outstanding, Cosgn may maintain administrative access to relevant advertising, analytics, or tracking Accounts for the sole purpose of:

  1. campaign deployment
  2. performance monitoring and optimization
  3. compliance with platform and legal rules
  4. security and fraud prevention

Cosgn does not use these Accounts for unrelated commercial purposes beyond what is described in the applicable privacy policy and terms.

6.3 No DIY Management

Unless explicitly stated in a written agreement, Ads Credit can only be used for campaigns that are managed by Cosgn. Cosgn is not obligated to support self managed or partially managed campaigns under this program.

7. Third-Party Platforms and Dependencies

7.1 Third-Party Control

Ad Platforms and related third party services are not controlled by Cosgn. Cosgn is not responsible for:

  1. outages, suspensions, or errors on third party platforms
  2. changes in third party policies, algorithms, or approval rules
  3. delays or rejections by Ad Platforms

Cosgn will act reasonably to mitigate disruptions where feasible, but cannot guarantee continued access or performance.

7.2 Prohibited Content and Compliance

Cosgn will not use Ads Credit to promote:

  1. adult content
  2. illegal products or services
  3. weapons, hate, or extremist content
  4. material that violates Ad Platform policies or applicable law

You are responsible for ensuring that your products and services are lawful and compliant. Cosgn may refuse or terminate campaigns that it reasonably believes present legal, reputational, or platform compliance risk.

8. Restrictions and Prohibited Uses

Ads Credit:

  1. cannot be converted to cash or equivalent
  2. cannot be transferred, assigned, or sold to another person or entity
  3. cannot be pledged or used as collateral
  4. cannot be used to pay Membership Fees or other obligations not expressly covered by this Appendix

Any attempt to circumvent these restrictions is a material breach of this Appendix and the Terms of Service.

9. Multi-Currency Pricing

9.1 Local Currency

Cosgn may display and charge Membership Fees and Ads Credit amounts in local currencies such as:

  1. CAD
  2. USD
  3. EUR
  4. GBP
  5. KWD

Numeric values may be aligned across currencies, with only the symbol changing, as described in the applicable pricing pages.

9.2 Fixed Currency Per Contract

For each contract:

  1. the billing currency is set at signup
  2. you will not be billed in a foreign currency for that contract
  3. Cosgn is not responsible for foreign exchange or conversion charges applied by your bank or payment provider

Cosgn may update pricing and structures for new contracts, renewals, or plan changes.

10. Limitation of Liability and No Guarantees

10.1 No Guarantee of Results

Cosgn does not guarantee:

  1. any particular return on ad spend
  2. sales, revenue, profit, or lead volume
  3. search engine ranking or traffic
  4. any approval, uptime, or performance from Ad Platforms

All campaigns and SEO work are best efforts and subject to market, competition, platform, and budget constraints.

10.2 Liability Limitation

Cosgn liability relating to:

  1. Ads Credit
  2. Membership Fees
  3. campaigns and SEO services under this Part II

is limited in accordance with the limitation of liability section of the applicable brand specific Terms of Service. All disclaimers, exclusions, and caps in those Terms apply in full to Cosgn Ads Services.

11. Cross-Brand Application and Data Use

11.1 Cross-Brand Framework

This Part II is intended as a shared framework for Cosgn Ads and SEO Credit across present and future Cosgn brands that adopt it. Brand specific pages may reference this Appendix, restate or summarize parts of it, and add product specific conditions such as plan names and feature sets. Marketing pages, plan descriptions, and FAQs are summaries only and, in the event of any conflict, the Cosgn Terms of Service and this Appendix control.

11.2 No Cross-Brand Marketing by Default

Unless explicitly authorized in the applicable privacy policy or your written agreements:

  1. usage of Ads Credit with one brand does not automatically authorize another Cosgn brand to market to you independently
  2. operational data may still be shared within Cosgn for security, accounting, fraud prevention, and compliance purposes

11.3 Cross-Brand Liability Firewall

Use of Ads Credit with one Cosgn brand does not:

  1. transfer obligations to any other Cosgn brand
  2. create joint or shared liability between brands
  3. merge accounts, balances, or Ads Credit limits across brands

No Cosgn brand is liable for another brand Ads Credit allocations, campaigns, or obligations, except to the extent required by non waivable law.

12. Changes to Part II of This Appendix

Cosgn may update Part II of this Appendix to reflect:

  1. changes in law or regulatory guidance
  2. changes in Cosgn Ads Services
  3. the introduction of new regions, currencies, or brands
  4. modifications to Ads Credit structures or risk policies

The updated version applies to:

  1. new memberships
  2. new Ads Credit allocations
  3. renewals or material changes to existing memberships after reasonable notice

except where non waivable law requires otherwise.

Continued use of Cosgn Ads Services that reference this Appendix after the Effective Date of an update constitutes your acceptance of the updated Part II, unless a separate written agreement states otherwise.

13. Survival of Obligations (Part II)

Any Ads Credit and related Membership Fee obligations that arose before termination or expiry of your membership survive termination and remain enforceable until satisfied, in addition to any survival terms set out in the main Cosgn Terms of Service.

 

GLOBAL CLAUSE – PAYMENT APPLICATION (COSGN RIGHTS)

To the extent permitted by applicable law, Cosgn may apply any amounts you pay to Cosgn to any outstanding fees, charges, or balances you owe under any Cosgn Credit Program or other Cosgn services, in such order and priority as Cosgn reasonably determines, regardless of any contrary direction or notation by you, unless non-waivable law requires otherwise.